E-banking or Internet banking means any user with a personal computer and a browser can get connected to his bank's website to perform any of the virtual banking functions. In short, they are services that provide banking transactions electronically. E-banking includes the systems that enable financial institution customers, individuals or businesses, to access accounts, make business transactions, or obtain information on financial products and services through the Internet.
All you have to do is to create an account just like in a real bank in order to be able to request and send money. You will have to add a real credit card or bank account number to your e-account, thus you will be able to transfer your money from the e-account to your real one.
The companies that offer jobs online pay with this fashion. It is reliable, fast, and free. The most popular are the AlertPay, PayPal and e-gold. There is no maintenance fee. To create an e-account it is recommended to use an e-mail that ends with .com. Yahoo's and Google's services are a good choice.
Be wary
1. When you create an e-bank account, don't use the same e-mail account and password that you use on other pages
2. Be suspicious at generic greetings in e-mails. Many fraudulent e-mails begin with a general greeting, such as: "Dear E-bank member."
3. Be suspicious at a false sense of urgency. Most spoof emails try to deceive you with the threat that your account is in jeopardy if you don’t update it ASAP.
4. The e-banks use a secured connection. In the URL they have https:// instead of http:// and a padlock appears in the lower right corner of your browser
5. Don't choose a very simple password. It is recommended to change your password periodically
6. Don't allow your browser to remember your login data to the e-bank account
7. Always use your own PC to login your e-bank account, if inevitable use somebody's PC that you trust 100%
8. Protect your PC with an up to date firewall and virus scanner
9. If your e-bank related data are asked to be sent by e-mail, that is more than suspicious even if it seems they are asked by authority of your e-bank.
10. If you're asked to resend your data because they lost them due to a system failure, do not send them. Such a thing cannot occur at e-banks. They store the clients' data in more than one place.
11. The e-banks never ask for the following personal information in emails:
Here you can create a PayPal account.All you have to do is to create an account just like in a real bank in order to be able to request and send money. You will have to add a real credit card or bank account number to your e-account, thus you will be able to transfer your money from the e-account to your real one.
The companies that offer jobs online pay with this fashion. It is reliable, fast, and free. The most popular are the AlertPay, PayPal and e-gold. There is no maintenance fee. To create an e-account it is recommended to use an e-mail that ends with .com. Yahoo's and Google's services are a good choice.
Be wary
1. When you create an e-bank account, don't use the same e-mail account and password that you use on other pages
2. Be suspicious at generic greetings in e-mails. Many fraudulent e-mails begin with a general greeting, such as: "Dear E-bank member."
3. Be suspicious at a false sense of urgency. Most spoof emails try to deceive you with the threat that your account is in jeopardy if you don’t update it ASAP.
4. The e-banks use a secured connection. In the URL they have https:// instead of http:// and a padlock appears in the lower right corner of your browser
5. Don't choose a very simple password. It is recommended to change your password periodically
6. Don't allow your browser to remember your login data to the e-bank account
7. Always use your own PC to login your e-bank account, if inevitable use somebody's PC that you trust 100%
8. Protect your PC with an up to date firewall and virus scanner
9. If your e-bank related data are asked to be sent by e-mail, that is more than suspicious even if it seems they are asked by authority of your e-bank.
10. If you're asked to resend your data because they lost them due to a system failure, do not send them. Such a thing cannot occur at e-banks. They store the clients' data in more than one place.
11. The e-banks never ask for the following personal information in emails:
- Credit and debit card numbers;
- Bank account numbers;
- Driver’s License numbers;
- Email addresses;
- Passwords;
- Your full name.
After you clicked the link on the next page press the Sign Up Today! button, and choose the Personal Account. After you clicked the continue button on the next page you'll have to submit some data. After you've filled in the form you'll get an e-mail from PayPal that contains an activating link. You have to click on it in order for your account to be activated. After logging in you'll be asked to add a credit card number to your e-bank account, but if you do not wish to do that at this moment, you can do it later.
Here you can create an AlertPay account.
After you've clicked the link on the next page press the Sign Up button. On the next page you'll have to submit some data. After you've filled in the form you'll get an e-mail from AlertPay that contains an activation link. You have to click on it in order fo your account to be activated. Then you have to log in to AlertPay providing your e-mail address and password. This is the moment when you have to choose one of the three account types. For your personal use the Personal account is the best choice. the Premium and the Secured account types are free as well, but they have a higher handling charge on money transfers.
After you've clicked the link on the next page press the Sign Up button. On the next page you'll have to submit some data. After you've filled in the form you'll get an e-mail from AlertPay that contains an activation link. You have to click on it in order fo your account to be activated. Then you have to log in to AlertPay providing your e-mail address and password. This is the moment when you have to choose one of the three account types. For your personal use the Personal account is the best choice. the Premium and the Secured account types are free as well, but they have a higher handling charge on money transfers.
Here you can create an Liberty Reserve account.
After you've clicked the link on the next page hit the Create Account link on the top of the page. On the next page you'll starts the registration process. First step is the e-mail verification, you'll get an e-mail from LR with an activation code. Then you have to provide some account, personal and security data. Eventually press the Agree button if you agree with the Terms of Service.
Liberty Reserve has a lot of security features. Not if the other E-bank services were not safe enough but Liberty Reserve is on top of them. No unauthorized person will get to your account that's for sure.
After you've clicked the link on the next page hit the Create Account link on the top of the page. On the next page you'll starts the registration process. First step is the e-mail verification, you'll get an e-mail from LR with an activation code. Then you have to provide some account, personal and security data. Eventually press the Agree button if you agree with the Terms of Service.
Liberty Reserve has a lot of security features. Not if the other E-bank services were not safe enough but Liberty Reserve is on top of them. No unauthorized person will get to your account that's for sure.
Here you can create an e-gold account.On the next page click the Create an Account link. If you agree with e-gold's terms of Services press the I Agree button. On the next page you have to submit some data. When the form is filled in, enter the turning number at the bottom of the page, and press the Open button. All this being done your account gets a unique ID number. You'll receive an e-mail from e-gold containing this number. Keep this number, you'll need it to log in to your e-gold account as well as for later transactions.
In order to be able to transfer money to/from your e-gold account to/from your real credit card an intermediary is needed such as Icegold or Goldlux.
